Many mortgage companies require that people get homeowners insurance through a business like Northeast Insurance Agency or a similar agency. However, even if homeowners insurance is not required by your lender, you will definitely need to consider getting it. Homeowners insurance will cover your home if it is damaged by a storm or fire. It can also cover your home if someone breaks into it.
Additionally, homeowners insurance includes liability coverage. If someone is hurt at your home, then they can sue you. However, you can be protected from a lawsuit if you have homeowners insurance.
Being a homeowner comes with a lot of responsibility. Protecting it is one of the biggest responsibilities that you have. You can protect it by installing a security system, eliminating hiding spots in your yard and securing the front door. Furthermore, it is important to get homeowners insurance.